All of this is easy to discover by simply clicking on the balance summary. international transfers with currency exchange and payment requests. If the user is eager to get the new car instantly, he/she can choose the one with the best fit from the available options and receive it by the next day just by clicking the “Buy” button and confirming the agreement. Why would financial services UX lag behind and offer a dreadful experience? … To provide an instant view of how much money is actually available, this banking super app concept offers a forecast of the account balance to the time of the next scheduled financial income amount. The first mixed-reality banking concept that includes virtual reality banking, augmented reality banking, tablet, desktop, wearable and mobile banking by UXDA How to become pioneers in VR/AR banking In the future, a bank … To reach the account menu, the user only needs to pull up the account data card. Contextual recommendations are created by banking AI using predictive analytics based on big data, according to the nudge theory. We care about your opinion! This app will help you manage your expenses and track your spending habits. If you are interested, it's possible to buy this Super Bank App UX/UI Design at Fintech UI marketplace. Select Benefit Programs Online below to log in or to register for access. In this way, the user can purchase a car faster than in the online store. UXDA's vision of the banking super app offers customers the opportunity to place regular bill payments into the user's activity feed and send push notifications so the user can pay those with a single tap, as easy as that! The apps could use the external infrastructure of banking vendors for processing payments and other financial services. Mobile banking free UI kit for Adobe XD Today we feature an awesome new freebie designed by Nikolay Boyanov . Banking app designed by Artem. The customer's new car, with all the documents, will be delivered to his/her home in just one day, all without the tiring, time-consuming visits to several car dealerships or, bank branches. The definition of a super app first appeared in Mike Lazaridis’ statement in 2010. Eugen.store – figma UI kit, xd ui kit, ui design, icons, Alfa-Bank App by Stas Aristov #animation #appdesign #bank #finance. Customers can also easily sort out all related transactions, edit transaction categories and report suspicious activity instantly. Being able to carry all our financial information around in our pockets was something unheard of a decade ago, but now it might even raise an eyebrow or two if you don’t. Motion video of UXDA's Banking Super App UX/UI design concept that was nominated for one of the world’s biggest and most prestigious design prizes - the Red Dot Awards 2020 final judging. The financial status of the customer is also monitored and evaluated, displaying the banking experience and credibility level. On the basis of big data analysis, banking AI can determine a given client’s preferred investment strategies and make recommendations, adding some new accounts that may be beneficial to the user’s specific goals. Why some digital financial products are demanded and loved by the customers while others bankrupt? 1,804 Likes, 15 Comments - UX / UI Design Inspiration (@uxbrainy) on Instagram: “Financial App Brain By: @abdulldsgnr Join UXBrainy Community and Get Free Features …”. The banking super app dashboard conveniently displays details about the transaction, including the beneficiary, amount, category and even a location on the map where the transaction was made. ; Mobile App Development Brand-new mobile … An education in international business management and years-long experience with 20+ digital startups has made her a dedicated strategic thinker who solves any problem with grace. Mobile Check Deposits are subject to verification and not available for immediate withdrawal. In this way, the customer would be able to use any attribute for the search recipient in the contact list (e.g., name, e-mail, phone number, account number, debit card, social ID), then select the money amount and transfer channel and simply click the “send” button, easily transferring the money in just a few seconds. Linda's responsibility and punctuality have become a legend around the agency. Connect with them on Dribbble; the global community for designers and creative professionals. In December 2019, the Russian Tinkoff Bank launched a banking super app that, along with financial products, includes a marketplace of goods and services, a health support system with the ability to choose a doctor and lifestyle services like travel, restaurants and events from third-party providers. ; Web App Development Custom web applications for any targeted users and platforms. Two of the key expectations of the customers in the digital age are for everything to happen as quickly and effortlessly as possible. For example, location-based push notifications about the location of local ATMs may come when the user crosses the border. Banking app concept designed by Fred Zachinov. When it comes to banking, one of the biggest pains the users cite is filling out long and complex forms. By continuing my topic of utility bills payment, i would like to present you another project. The regular payments are displayed on the financial chart, and their payment status is marked with a color. The customer can also review how expenditures are moving in any of the categories on the timeline. However, many banks still struggle to implement this. Banking super apps have to integrate third-party services. It should become a handy financial assistant and advisor that's able to provide truly useful insights, based on the user's unique needs and requirements. All it takes is just an authorization with voice ID biometrics… and, voila. When it comes to payments, many users state that they hate the hidden fees almost all banks have. One of the most powerful features that digital banking AI can provide is personalized promotions. Mobile banking app design is more important than ever. It means that the traditional authentication with passwords and codes is definitely not something the users will expect to have in a modern, user-centered financial app. You trust it your business correspondence, personal messages, search history and pictures of your cat. Technology makes our lives more interesting, interactive and simple. This creates an unpleasant surprise leading to a very disappointing user experience. MooBank is a modern, clean and very detailed UI kit for iOS and Android apps. For example, a customer gets a push notification about a pre-approved loan offer for a brand new car. The user checks it out and concludes that this is actually an offer that he/she would like to consider. We are actively looking for a UI/UX designer to help build our client's web and mobile banking … HOW IS IT POSSIBLE? Biometrics is a must in modern financial solutions. Banks offer their customers a myriad of different financial services, but, despite that, the users aren't able to achieve the maximum value that these products can provide. Furthermore, it also allows the users to contact the bank via text or make a video call. The Employment Development Department’s online benefit services, such as UI Online Mobile, are accessed through Benefit Programs Online. A banking super app must be a champion in personalization. Today, biometrics is a well-developed technology that provides instant access to mobile banking while maintaining an adequate level of security. If the recipient starts using the banking super app, the user will be able to see this person's activity in the feed according to their privacy settings. A super app is an app that delivers a compelling user experience by leveraging the unique capabilities of the platform. For an effortless login, we provide a quick entry through biometrics (TouchID or FaceID/ VoiceID), but, for high-sensitivity functions (security settings, changing limits, etc.) It should combine analysis of the user's financial activity, their social environment and big data analysis on typical behavioral patterns, geolocation data and contextual analysis. This allows the users to evaluate and optimize their financial patterns. Financial marketplace with dozens of services. Bank of America will never request your information in this way Claims that your account may be closed if you fail to confirm, verify or authenticate personal information are not from Bank of America If you receive a suspicious email or are directed to a website that also looks like Bank of America… And, today, there are more and more advanced technological solutions of data processing and personalization through AI in banking accessible on the market. A mobile banking app UI design in a Neomorphism style built using Flutter. These are given out for trying new services, sharing the user's financial experience, participating in the banking community and achieving personal savings and investment goals. Monika is our voice - able to reach the other side of the world with the power of inspiration. Legendary case study on the UXDA's vision of Future Banking has collected over 100K reads and reveals the main stages of financial UX design. What if we had to wait days to send a Whatsapp message to our friends? This would take the financial customer experience to a brand new level by providing an instant service, instead of long waiting times and complexity. Why should banking lag behind if there are already such great examples of customer engagement in the social media environment? This is exactly what UXDA followed by integrating the gaming elements. All of a user's financial information in a timeline inspired by social networks. Jun 2, 2020 - Mobile banking app UX/UI design Light Bank by UXDA. User's profile with the bonus points and credibility level. So, how does that work? See how easy it is to make and sell apps to clients. After receiving the money, the recipient's card and account number would be automatically added to the contact list. Therefore, when moving the chart, users can see all transactions for a particular period. Mobile App UX/UI Design. To make conversational banking available right from our home, the Internet of Things (IoT) would integrate UXDA's banking super app AI advisor with smart home assistants like Amazon Echo or Google Home. One of the biggest challenges is how to create and develop a banking ecosystem that could organically deliver dozens of products as a connected user flow with the possibility to scale up into the bank-as-a-platform. This kind of app should also be able to predict the exact moment when a user needs a specific product, and provide it by combining big data with behavior-based predictive analytics. Alex is a passionate visionary who's capable of solving any challenge to improve the financial industry. Here, a pain point the users often state is that they just simply want to see how much money they currently have without the credit limit or reserved amount. Webbdesign & Användargränssnitt/lA Projects for $50. Feel free to visit STFN website to get more information about our approach, vision and process. The main banking dashboard of UXDA's fintech app design concept is easy to understand. In the Mobile Banking app, select Deposit Checks, then Help for details, and other terms and conditions. The balance chart in UXDA's Fintech app design provides a lot of valuable information by simply taking a quick glance at it. The banks that still struggle or don't even look for ways to implement this are putting themselves at great risk. We believe users should get more value out of it than just simply viewing the recent account transactions that often lack any information or insights. 15 years in the industry working with 150+ digital design projects provides him with a unique skill to turn delightful experiences into breathtaking designs. Such a UI is familiar to the users and integrates banking into their social space. Alex has dedicated half of his life to studying human psychology, as well as business success, developing 100+ digital projects and 30+ startups. The application is personalized and uses machine learning and AI to select products specifically based on the needs of a particular user. This is exactly what UXDA's bank super app concept delivers. Over 800 million active users use the app every month. This is the only way to deliver a full neobank service that covers every issue related to the user’s financial life and needs. Smart contact synchronization from a core banking database, social networks and phone book should compile all of the contacts into a single list. Install the app, get the best exchange rates, withdraw money for free in any ATM. The mission of the banking super app is to provide a delightful banking user experience for any type of account, so that the activity in all accounts would be easy to review, monitor and manage. This would provide not only an amazing experience for the users but also a key factor that so many financial services of today lack─speed. All of this information is displayed under the user profile where he/she can easily manage their settings or check their credit score and find out what could be done to enhance it. Buy Bankios - Mobile Banking App UI Kit for Adobe XD by createuiux on ThemeForest. But this is not the case where the banking user experience is fully personalized and is able to come up with solutions that fit each customer's specific needs in specific circumstances, right when the customers need it. Instead of waiting for a user's request, the financial AI assistant would automatically prepare and approve proposals for the maximum number of services using big data-based predictive analytics. Such a banking gamification platform could also be used for cross-promotions from different partners. Keep your money in any … Orizon: UI/UX Design Agency Team. Maximum safety, transparency, convenience and speed of payments would be ensured by the use of the blockchain network by all banking platform vendors and the adoption of PSD2 analogues by financial institutions from around the world, resulting in a wonderful experience for the users. Some financial market players have already begun to take their first steps in the direction of banking ecosystem development inside super apps. Further, future banks should find and combine identical contacts to ensure the ultimate banking user experience. It also includes advice and service tips that improve the user’s financial status. They often ask for data that people don't even know where to find. This is a convenient way for the customers to always stay on top of their finances by having the ability to easily explore paid, unpaid and scheduled bills, as well as their budget level. It would seem like we’ve gone back in time when there was no digital technology, and everyone sent letters. Create your perfect mobile banking app design with Justinmind - for UIs you can bank … To maximize security, UXDA's banking super app uses multi-factor security solutions. All that the user has left to do is just to tap “Confirm,” and the money would appear on his/her balance in just a few seconds. Purchasing a flight ticket could be a good chance to offer an insurance policy for travel. From this screen, it's also easy to access the support chat. Why should users waste their precious time by regularly going to the payments section to pay routine bills? It displays not only the user’s overall balance but also demonstrates the movement of a person's finances and recent financial notifications. Financial situation displayed in a clear and intuitive way. To become bank-as-a-platform, the main challenge is reinventing the financial ecosystem. Nice to meet you again, Dribble! We designed more than 90+ beautiful unique screens for your mobile … This could be done by using open APIs and cloud storage. What we do. If you are not yet familiar with it, UXDA's approach is thoroughly described in our other financial UX design case studies: How We Designed the Most Awarded Banking App Concept in the World, Banking Back-Office Transformation that Led Vendor to a Global Expansion, How to Raise the Rate of a Mobile Banking App from 2,8 to 4,7 in Google Play. Here it's also important to think about a scenario in which the user has multiple accounts or/and manages the family budget. 14. Welcome page for Booking app. The presence of a large number of products and the flow of big data passing through the bank can become a promising basis for building a highly personalized banking ecosystem around a specific user. Everyone passes certain financial milestones throughout their lives, it could be paying for university or college, buying a car or an apartment, saving for a vacation, investing or creating retirement savings, etc. The banking super app serves as a platform that unites financial solutions with retail services. Viewing a transaction history is the second most important user scenario after checking the balance. Many people struggle with monitoring their finances. tips on how to reduce spending in the categories in which users spend the most; notifications about urgent financial activities that require immediate attention; recommendations about savings and investments according to the user's goals; reminders to pay bills and make other regular payments; useful contextual messages, such as suggestions for nearby ATMs when traveling; mindful budget alerts when visiting shops, etc. When we consider how to create a banking super app ecosystem, there's an important question to answer: how will it work technically?